business-banker-sandton-at-capitec-bank

Job Description:

Beware of scammers who pose as reprensentatives of genuine employers.

Capitec Bank is a South African commercial bank. As of February 2017 the bank was the third largest in South Africa with 120,000 customer opening new accounts per month. To simplify banking, we’ve developed an all-inclusive banking solution. Global One is the one solution that enables you to transact, save and access credit in realtime. We also believe...

Business Banker (Sandton)

Purpose Statement

To provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.

Experience

Minimum:

Banking experience of at least 3 years
Experience of managing a portfolio of business customers with a service and financial analysis focus.
Experience in preparing and motivating Credit applications
Cost control and sales management

Ideal:

1+ yr spent in the Business Banking environment preparing and motivating credit application

Qualifications (Minimum)

Diploma in Commerce or Finance

Qualifications (Ideal or Preferred)

FAIS accredited as Key Individual and approved by FSCA

Knowledge

Minimum:

Customer relationship management (CRM) principles and techniques
How to interpret financial statements, balance sheets and basic financial ratios
Standardized business banking transactional products and other core products relevant to small enterprises
Business banking product offerings
Understanding of collateral and balance sheets
Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective
Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes
Knowledge of competitors offerings
Regulations, Acts and Codes related to the banking environment.
Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA)

Ideal:

Features, benefits and value propositions of the respective company product/service offerings.
Current taxation laws as they apply to customers.
A good knowledge of administration processes and procedures pertaining to Business Banking transactions

Skills